Personal Checking Accounts

Your money is as it should be, your money. It should be ready for you when you need it, but it should also be secured when you do not need it. We have the best of all worlds from mobile banking to good ole checks.

Every NEW Personal Checking account includes: FREE Debit Card, FREE Online Bank and Bill Pay, Free Mobile Banking, FREE eStatements to include check images or paper statement, and four FREE non-CSB ATM transactions per month*!

Call us at (547)-643-9555 and get details about our different accounts and rates.

*Bring in the receipt from ATM transaction and we will refund the fee charged by the other financial institution, up to four per month.


Simply Free Checking

A FREE account for everyone!

  • First order of standard Checks FREE
  • No minimum balance
  • No monthly service charge
  • No per check charge

50+ Interest Checking

A perfect account for customers 50 and over!

  • FREE standard checks for life
  • Competitive interest
  • No minimum balance
  • No monthly service charge
  • No per check charge

Direct Interest Checking

Earn interest with the convenience of direct deposit or any automatic payment!

  • First order of standard checks FREE
  • Competitive interest
  • No minimum balance
  • No monthly service charge
  • No per check charge

Premium Interest Checking

An account for those interested in higher interest!

  • FREE standard checks for life
  • Higher interest rate with a balance of $1,500 or more
  • Competitive interest if balance falls below $1,500
  • No per check charge
  • Only $6 monthly charge if minimum balance falls below $1,500